Jeff W Kessel

Professional Profile

JWK PROFESSIONAL SKILLS have been honed in countless engagements, coast-to-coast for many of the largest institutions, and some of the smallest. The tools of our trade are both traditional and up-to-the-minute cutting edge. 

Principals in Practice

• JWK is a seasoned auditor with over two decades of diversified practice in ABL Field Examinations and Underwriting, Internal Audit, and Certified Financial Audits with Big 4 accounting firms.  
•  JWK has clocked years of working with credit lines ranging from $500,000 to $2 billion. 
• JWK is especially adept at providing focused insight into the integrity of loan collateral, internal controls and reporting, company management, and overall operating performance. 
• Strong analytical capabilities help JWK identify and highlight areas of collateral weakness, deterioration and/or abuse of loan collateral, relative adequacy of the advance rates, recommendations for frequency of future examinations and other vital factors.
• JWK equips lenders with an unusual fund of tactical knowledge and mined data regarding an existing loan as well as a thorough evaluation of collateral. 
• JWK engagement packages are custom-tailored to serve each lender’s unique needs. 
• JWK applies the lenders audit program and report formats as requested; in the absence of an internally developed program
• JWK will work with the institution to create an appropriate audit format and issue a report to fit management’s needs. 
• JWK is noted for improving relationships with existing customers. 
• Open communication is frequent on all JWK engagements, and clinically candid with the lender throughout all phases of the field exam.
• Responsive turnaround time and flexible scheduling are JWK hallmarks.
• JWK fees are fair, and out-of-pocket expenses are frugal. 

Scope of Services

• Pre-loan surveys and recurring field examinations
• Prefunding examinations
• Collateral monitoring engagements
• Agreed upon procedures to meet special needs.
• Specific assignments or special procedures 
• Workout assistance 

Markets & Industries